SHORT TERM HEALTH COVERAGE

During the time one is out of work, any unexpected medical expenses wreck havoc in one’s financial condition and mental peace as well. To the relief of many, fortunately there are a lot of options to choose from, when it comes to short term healthcare coverage. The various plans of short term health coverage are aimed at covering a person’s health care from one to twelve months. The same may be extendable, provided certain conditions like the subject’s health issues etc. are met. There are many competitive companies that offer short term health coverage. Apart from short term health insurance plans, if eligible, one can opt to be covered under COBRA. The main advantage of COBRA is, there is no limitation of time as it is there in case of short term health insurance and one can remain covered under the previous employer’s insurance program even after joining a new company. The flipside is, the premium is little higher than the short term insurance plans. But nevertheless, the person’s health condition is not an issue here, unlike the short term health plans. If COBRA applies, with little higher premium payment, one can remain covered for more time.